AXA Sees More Minor Collisions As Clocks Go Back

AXA UK discovered that car insurance claims increased by an average of 7% in the three days following the change of the clocks at the end of October. Each claim cost approximately £2,230.

This was evident in claims data from the previous three years, which also revealed an increase in minor accidents during morning and evening rush hours as drivers became accustomed to driving in the dark.

AXA emphasized the importance of being prepared to drive in a variety of conditions, particularly at night when there are more risks. To help people avoid accidents and stay safe on the road, the insurance company provided the following advice.

  • Don’t drive if you’re tired, because tired drivers can’t focus as well and react more slowly. Driving while tired is dangerous at any time of day, but it is especially dangerous at night because your vision is impaired.
  • Make proper use of your lighting. When it’s dark outside, your car’s high beam lights can help you see better, but you must use them correctly. AXA advised drivers to slow down and turn on their high beams if they came across an unlit stretch of road. However, in heavy rain, snow, or fog, high-beam headlights may make matters worse rather than better. The light from them may be reflected, making it more difficult to see what is ahead.
  • Maintain your automobile. AXA emphasized the importance of keeping up with car maintenance by consulting an expert. Drivers should pay special attention to their brake pads and lights as the sun sets.
  • Maintain clean window screens. When driving at night, it’s critical to keep the windshield clean so you can see any potential hazards.
  • In the evening, take a driving lesson. Drivers who aren’t used to driving at night may benefit from a refresher course. According to AXA, having a licensed driving instructor present can help boost confidence and provide specific tips for driving in the dark.
  • Don’t go too fast. Drivers should give themselves more time to respond to anything on the road when it is dark. Slowing down will not only help you spot potential hazards, but it will also give you more time to react.
  • According to AXA, it is critical to pay close attention to other vehicles on the road because not all drivers will. It’s also critical to keep an eye out for pedestrians and wildlife. Because it is much more difficult to see these potential hazards in the dark, slowing down and paying attention will reduce the risk.
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“Every year, when it gets darker in the fall and winter, there are more car claims because driving is harder in these times,” said Dean Witherington, who is in charge of retail claims at AXA UK. “It’s important for drivers to be ready for the change, especially since they’ll have less visibility and a higher chance of bad weather.” These are simple ways to reduce the likelihood of having to file a claim, but if the worst does happen, AXA is here to help.

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